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Every investment has two sides—and private credit or direct lending is no different. While the yields may look attractive, the risks are very real: ⚠️ These loans aren’t liquid, so you’re locked in until repayment. Default risk is high, especially for borrowers who can’t access cheaper bank financing. Real estate loans are tied to property values and local market cycles, while small business loans depend on the health of their industry. And perhaps the biggest risk? Limited transparency. As an i
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