3 values every homeowner should know: Market Value = what buyers would pay Replacement Value = what it costs to rebuild Assessed Value = what the county taxes you on Confusing? That’s why our team is here to make sure your coverage matches the value that actually protects you. | Judy Wiggins: Allstate Insurance
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ACV? Agreed Value? Replacement Cost? What do these mean? ACV stands for Actual Cash Value. As explained, the insurer tells you how much you will be recieving based on the cost to replace your property minus depreciation. Agreed Value is when the insurer pays you an agreed upon amount. Both parties decide how much the insured's property is worth, and that is the maximum amount the insurer will pay you in the event of a claim. Replacement cost is exactly what it sounds like! The insurer will pay y
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