George Kamel challenges the credit score system—learn why going into debt isn’t the only way to build wealth and what to do ...

Type of debt Average balance for all consumers Average balance for consumers with a perfect 850 credit score The only type of ...

Credit scores directly affect debt consolidation rates and the cost of consolidating debt. Evaluate your credit score and potential savings before refinancing debt.

Millennials face unique financial challenges with student loan debt, housing costs and economic uncertainty affecting this ...

A new WalletHub report reveals which U.S. cities saw the biggest credit score improvements over the past year, with St. Louis ...

Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if your financial behavior changes because of job ...

Debt management programs could save you thousands, but the actual savings depend on your debt and repayment habits.

Like any form of debt, student loans have the potential to affect your credit either positively or negatively. Many Americans have had the latter occur in recent months as student loan payments resume ...

Debt.org, which provides free educational information on paying off debt, reports that if your credit score is above 700, it could fall as much as 200 points or more, ...

Getty Images High-rate debt has become an ... the total amount of credit card debt nationwide is now sitting at a record high of $1.21 trillion, ... Credit score damage and long-term impacts.