While debt settlement does affect your credit, for those who are already behind on their payments and struggling to manage their finances, it could provide invaluable relief. If successful, you could ...

Overdue student loans can once again affect credit scores, making it harder to rent or buy a home or car, but there are steps ...

The good news is that the impact of student loans on credit is not necessarily bad, though it certainly can be. Rather, ...

Have you ever checked your credit score right after making payments, only to find it hasn't changed? It only natural to ...

The credit score you need will vary depending on the type of loan. A score of 620 is a "fair" rating, but people applying for ...

Paying off credit card debt would certainly qualify as a "need," but you can also leave room for other priorities, Burnette ...

Debt isn't inherently bad; it's how you use it that matters. By borrowing wisely, prioritizing high-interest balances and building a strong credit score, you can harness the power of debt to ...

Credit-scoring models have various ranges -- from "poor" or "subprime" to "excellent" or "super-prime" -- depending on the ...

A Reddit user who had a 775 credit score made a big mistake. He accidentally missed a payment on one of his credit cards and ...

A Reddit user posted to share her story about overcoming addiction and improving her credit score. She both explained how she ...

Missed student loan payments are now influencing credit scores for the first time in five years. More than 9 million student ...