HSA offers tax deductions on contributions and tax-free withdrawals for eligible expenses. 2025/2026 HSA contribution limits are $4,300/$4,400 for individuals and $8,550/$8,750 for families.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Eric's career includes extensive work in both public and corporate accounting with ...

James McWhinney is a long-tenured Investopedia contributor and an expert on personal finance and investing. With over 25 years of experience as a full-time communications professional, James writes ...