The 2026 IRA limit is $7,500 for those under 50 and $8,600 for those over 50 because of catch-up contributions. Exceeding IRA contribution limits incurs a 6% tax penalty each year. SEP and SIMPLE IRAs ...
Using a 401(k) account, if your employer offers one, is one of the best and most tax-friendly ways to build a nest egg. You should start saving in a 401(k) account as soon as possible, though the IRS ...
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