Credit-scoring models have various ranges -- from "poor" or "subprime" to "excellent" or "super-prime" -- depending on the model. The average credit score in 2024 was 715, according to Experian.

The credit score you need will vary depending on the type of loan. A score of 620 is a "fair" rating, but people applying for ...

What is a credit report and why is it important? Understand how it affects loans, jobs and renting -- and what to do if there’s an error.

You’ll need a credit score of at least 620 for a conventional refinance. Credit score minimums for other types of refinances ...

Discover which US states have the best and worst credit scores in April 2025 and learn which factors influence these rankings ...

Bad credit can hold you back financially. While it might be more challenging to find an auto loan, it's still possible to get ...

If you have less-than-stellar credit, you may be classified as someone who is "subprime," which means your credit score is lower than what's required to get the best, or "prime," interest rates.

Applying for a new job means submitting a resume and cover letter. But can an employer also check your credit score? Most companies run background checks on potential hires and many of them ...

As an individual grows older and approaches retirement, financial security becomes a top concern. While pensions and savings remain the primary focus for many, a good credit score is equally ...

We researched and evaluated eligibility requirements, APRs, loan amounts and terms, and more from leading lenders to help you ...

Your payment history contributes to your credit score by about 35%, the highest. Missed or delayed payments severely lower your score. One late payment of 30 days can lower your score by as much ...