The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

How much do you need to have saved for retirement? This is a more difficult question than you’d think to answer, and even ...

Dave Ramsey has turned a dry retirement math question into a national argument: can you really pull 8% a year from your nest egg without running out of money. At stake is not just bragging rights in a ...

For decades, the 4% rule has been a golden standard for many retirement planners. Take your annual spending, multiply by 25 ...

Bill Bengen, the retirement researcher who created the well-known 4% rule, has a message for early retirees: you might be ...

Bengen's original 4% rule, published in 1994, suggested retirees could withdraw 4% of their portfolio in the first year and ...

“Why is it that previous generations were able to buy homes on a single income, but today even saving for a down payment ...

A routine call into “The Ramsey Show” quickly turned into one of the more uncomfortable segments listeners have heard in a ...

The 4% rule of retirement puts you on an austere budget in your leisure years. Even if you save a million dollars, the 4% formula allows you to spend only $40,000 of your money in the first year. But ...

For decades, fixed withdrawal strategies like the 4% rule have served as a cornerstone of retirement planning, offering a simple, linear roadmap for decumulation. New research from J.P. Morgan ...

Home Retirement I Waited Until 75 to Retire With $1.4 Million. Do I Have to Follow the 4% Rule, or Can I Take Larger Withdrawals? We asked professional wealth advisers to weigh in. When you purchase ...