In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.
With its flexible coverage and positive customer feedback, Amica is the overall best homeowners insurance provider in our in-depth analysis of nearly 30 insurers.
Homeowners insurance is much more expensive than renters insurance, which costs between $14 and $30 per month. With average annual premiums of around $1,900 for homeowners insurance, you might be ...
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