Goldman Sachs just put out their 2027 housing outlook and the good news is it has mortgage rates coming down next year. And by a healthy margin at that, with the popular 30-year fixed sliding to 6.4% ...

Zillow’s lending department, known as Zillow Home Loans, or ZHL for short, just rolled out a way for eligible home buyers to ...

With loan assumptions being a lot more common these days, I decided to build an assumable mortgage calculator. It allows you to compare an assumable mortgage versus a home loan at today’s market rates ...

Ever wonder where your mortgage payment actually goes each month? Early on, most of it goes toward interest because the outstanding balance is large. Not much actually goes toward paying down your ...

Wondering how much equity you have in your home? Then you need to know your loan-to-value ratio, or LTV. And if you have two mortgages, it’s your combined LTV, or CLTV for short. Lenders pay close ...

The mortgage process can be pretty stressful and hard to make sense of at times, what with all the crazy terminology and stacks of paperwork. Further complicating matters is the fact that banks and ...

You may have seen or heard ads for a “no cost refinance” lately, a mortgage loan program that promises no fees or out-of-pocket expenses when you refinance your existing mortgage. While this type of ...

Below is a list of “mortgage help” topics I feel are beneficial to anyone thinking about buying real estate, getting a mortgage, currently going through the mortgage process, or even those who already ...

One interesting aspect of the home loan process is the sheer number of individuals you’ll work with along the way. You don’t just speak to a salesperson and call it a day. Lots of people are involved ...

Mortgage rates aren’t so low these days. In fact, they’ve basically doubled since early 2022. While this clearly isn’t great news for aspiring home buyers or those looking to refinance, it has opened ...

A new startup called “Roam” has launched a service to make assuming a mortgage painless. The company is backed by some prominent real estate figures, including Opendoor co-founder Eric Wu and former ...

Want to lower your mortgage rate without a traditional refinance? Look into a “mortgage rate modification,” which does just that. Instead of having to contact lenders, fill out applications, and ...