WASHINGTON—The Office of the Comptroller of the Currency (OCC) today submitted a letter to the California Air Resource Board (CARB) addressing the serious legal and policy concerns raised by two ...

Comptroller of the Currency Jonathan V. Gould today discussed the Office of the Comptroller of the Currency's (OCC) work to help community banks thrive and remain dynamic as the financial industry ...

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today issued a framework for its bank examination workforce on banks’ use of Super Intelligence (SI). Banks have a long history of ...

The federal bank regulatory agencies, as members of the Federal Financial Institutions Examination Council (FFIEC), today released data on small business, small farm, and community development lending ...

The Office of the Comptroller of the Currency (OCC) today issued a supervisory framework designed to support OCC examiners in evaluating banks’ 1 use of super intelligence (SI) 2 in normal-course ...

Bank earnings improved in 2025, supported by loan growth and a decline in funding costs. Balance sheets remain strong and credit risk within the federal banking system remains manageable. Earnings ...

This booklet of the Comptroller's Licensing Manual provides the OCC's policies and procedures regarding applications for business combinations for national banks and federal savings associations (FSA) ...

Financial Markets include any place or system that provides buyers and sellers the means to trade financial instruments, including bonds, equities, the various international currencies, and ...

WASHINGTON—The Office of the Comptroller of the Currency (OCC) today released a list of Community Reinvestment Act (CRA) performance evaluations that became public during the period of October 1, 2026 ...

A margin loan is a loan from a broker to a client that functions as a margin account. The client may use the funds for any purpose and usually secures the loan with securities. Regulation U (12 CFR ...

This booklet discusses the operations of banks that issue credit cards, risks associated with credit card lending, sound risk management practices, and regulatory requirements.