I've had several health problems that have required surgery. Most recently, I had hand surgery. When my in-laws found out, laughed and joked about whether I had any more planned. I want them out of my life.

When my nephew needed help with a car loan, I gladly co-signed for him. Years later, I could use the same help, but his family gave an emphatic "NO!" I feel like I've been stabbed in the heart. Was I wrong to ask?

I am now in financial difficulty, and one possibility for me would be to refinance my car loan. When I suggested the nephew could cosign for me, there was an instant and emphatic