Annuities offer guaranteed income and tax-deferred growth, but downsides may include high fees and opportunity costs.

With this clause you can exchange an annuity without paying income tax George Lambert has spent 30+ years in the financial industry; his roles include CFP, certified divorce financial analyst, and ...

(Dow Jones) A new variable annuity will allow investors to build their portfolio by choosing subaccounts that invest in an increasingly popular class of investments: exchange-traded funds. The ...

When saving for retirement, it’s common to have overlapping goals. Most of us want to save enough to generate a comfortable monthly income, avoid outliving our savings and leave something for our ...

Choosing whether annuities or stocks are better depends on what metrics you're using to measure.

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But if you've started exploring your annuity options, you've likely run ...

While I discussed a variety of ways that insurance companies manage the risks around supporting lifetime income guarantees, fees are the headline mechanism for managing the guarantee risk. Fees can be ...

Researchers compared four ways to turn a $1 million nest egg into retirement income, weighing lifetime payouts, liquidity, ...

Personal finance expert Jean Chatzky has a solution for retirees worried about how to spend their savings with less stress: Use an annuity to provide a paycheck.

Sales of variable annuity B shares made up more than 75 percent of all variable annuity share sales classes in the third quarter of last year. This represents an increase of 6.7 percentage points ...

In this discussion of fixed index annuities, which use to be called equity indexed annuities, I am mostly making an implicit assumption that the annuity is competitively priced. Internal costs reflect ...