Maxing out a credit card once can ding your score and flexibility, but the damage is usually temporary if you act fast.

With a new year underway, it’s a good time to start setting your goals for how much you’ll contribute to your retirement ...

Five years ago, Taylor Gothard, 41, and his spouse found themselves staring at $100,000 in credit card debt spread out over 17 maxed-out credit cards. When it comes to debt like this, they’re not ...

Maxed-out credit cards aren't just frustrating; they're financially dangerous. When your balances bump up against your credit limits, interest piles on faster, the monthly minimum payments increase ...

With the new year now underway, it’s time to get started investing in your IRA if you haven’t already. Traditional and Roth ...

I've seen plenty of financially responsible people max out a credit card. Whatever the reason, the moment you swipe and hit that limit, things change. And not just in ways you can see. Sure, you know ...

I've seen plenty of financially responsible people max out a credit card. Whatever the reason, the moment you swipe and hit that limit, things change. Read More: Earn up to $845 cash back this year ...