Many options are available when planning for retirement. Two popular options are life insurance retirement plans (LIRPs) and indexed universal life (IUL) insurance. Both offer a blend of life ...

Forbes contributors publish independent expert analyses and insights. I am the President of Diversified, a CFP and author. Without the right protection in place, even the most well-crafted retirement ...

Wealthy clients whose income excludes them from some familiar retirement plans have another choice for money later in life, one that offers distinct tax advantages but requires care in setting up. A ...

Using a life insurance policy with a cash value can provide another income stream during retirement. However, this is a more complex form of retirement saving that you’ll want to approach carefully.

For high earners who have already maxed out their 401(k)s and IRAs, there is another vehicle for them to consider in growing their retirement savings: life insurance. “Assuming you are working with an ...

Life insurance is a contractual agreement between an individual (the policyholder) and an insurance company. Under the ...

Talk to ten people about planning for the later stages of life and you will hear ten different strategies. Some prefer mutual funds, others rely on real estate, and a few simply hope things will work ...

You watch NASCAR expecting drama on the track, not in a federal courtroom. Yet for nearly a year, two-time series champion Kyle Busch and his wife, Samantha, were locked in an $8.5 million insurance ...

In rugby, the game is divided into “three halves.” The first two halves are the official parts of the game that are played on the field. But the “third half” takes place when the game is over. Players ...

When the Tax Reform Act of 1986 became law, most financial professionals saw what they had lost—deductions, shelters, and loopholes. A few saw something entirely different. Buried deep in that ...

It’s not easy thinking about retirement. Making the right choices now may ease you into your golden years. Choosing a life insurance retirement plan plays a role in your long-term financial strategy.