In an ILIT, the grantor or creator of the trust cannot change the terms or beneficiaries of the trust, just like any irrevocable trust. However, grantors may place one or more life insurance policies ...

These policies let you invest your cash value directly in mutual fund-like accounts, but they also carry risks if the investments lose money Written By Written by Insurance Staff Writer, WSJ | Buy ...

North American life insurers are heading into 2026 with balance sheets and earnings power that continue to support strong ...

Though hardly a new concept, the use of cash value life insurance as a tax-advantaged investment for retirement seems to be enjoying a marketing renaissance these days. This particular application of ...

Equitable is known for dependable policy illustrations, which can make it easier to see how your cash value might grow over ...

Life settlements provide an alternative asset class that is largely uncorrelated with traditional markets, offering diversification and the potential for attractive returns. They can be particularly ...

Life insurance can create a financial safety net for your family, loved ones or business partners Some types of life insurance can provide tax-deferred growth on a cash-value feature but are not ...

Nationwide stood out in our review for customer service. It earned the highest score on our Consumer Sentiment Index and has ...