Inflation, climate change and other factors have combined to push up premiums for homeowners insurance — with broad implications for consumers and the economy.

In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.

Climate change is causing turbulence in homeowner insurance markets, as a growing number of extreme weather events dramatically drive up costs. This is true for insurers, who are experiencing ...

Money’s top picks for homeowners insurance companies for 2025.

The average premium for a combined buildings and contents home insurance policy between January and March 2026 stood at £375, ...