Dave Ramsey has turned a dry retirement math question into a national argument: can you really pull 8% a year from your nest egg without running out of money. At stake is not just bragging rights in a ...

The “4% rule” isn’t one rule — fixed percentage, fixed dollar, and inflation-adjusted withdrawals behave very differently in ...

Dave Ramsey recommends an 8% annual withdrawal rate for retirees who invest 100% in stocks. A 100% stock allocation in retirement creates outsized risk during market downturns with limited recovery ...

For decades, the 4% rule has been a golden standard for many retirement planners. Take your annual spending, multiply by 25 ...