The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more influential and are now used for job and apartment ...

Credit scores don’t matter unless you’re trying to get a loan, rent an apartment, secure insurance, buy a home, avoid paying a deposit to utility companies, or even land some jobs. OK. Unless you’re ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

There is no standard minimum credit score required to refinance a car loan, but higher scores often secure better rates. You ...

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Your credit score feels like one of those mysterious numbers that controls your financial life, but you might not know anything about improving it quickly. Can you actually boost your score in weeks ...

While having a bad score can be an immense source of stress, the worst thing you can do is bury your head in the sand.

(WJAR) — After a multi-year pause, the federal government resumed collections on student loans earlier this month. They are also once again reporting borrowers who are behind on payments – which could ...

A 100-point drop in a credit score can be "absolutely catastrophic." It can also take years to recover from, according to LendingTree chief credit analyst Matt Schulz. The Federal Reserve Bank of New ...

Fannie Mae has announced it will be scrapping the minimum credit score requirement of 620 for loans submitted through its Desktop Underwriter engine. The change comes into effect this weekend and ...