Factors We Use To Score Banks and Credit Unions Our rating system uses a 100-point methodology, with scores converted to a five-star scale. The most important factors are given the most weight.

We not only considered the average rating, but the number of reviewers to ensure that we have a broad scope on any given provider. Our expert team considered dozens of credit card processors ...

Employee cards: A card’s overall score was lowered if purchases on employee cards did not earn rewards and/or count toward welcome offer spending requirements. Consumer credit bureaus ...

Star Ratings Methodology for Best Credit Card Lists Forbes Advisor rates cards both as stand-alone products, as described above, and in order to rank and compare cards within a specific use case.

The government credit rating metric is one of many that factor into the overall Best States rankings. See the Best States methodology for a detailed look at the data behind the analysis.

NerdWallet’s overall ratings for banks and credit unions are weighted averages of ratings in the following categories: Checking accounts, savings accounts, certificates of deposit, customer ...

Moody’s Ratings has published a discussion paper on insurance-linked securities (ILS), with a focus on catastrophe bonds, and ...

FHF serves consumers who are typically unable to obtain financing from traditional lending sources such as credit unions, banks, and captive auto finance companies. KBRA applied its Auto Loan ABS ...