Factors We Use To Score Banks and Credit Unions Our rating system uses a 100-point methodology, with scores converted to a five-star scale. The most important factors are given the most weight.

Employee cards: A card’s overall score was lowered if purchases on employee cards did not earn rewards and/or count toward welcome offer spending requirements. Consumer credit bureaus ...

Star Ratings Methodology for Best Credit Card Lists Forbes Advisor rates cards both as stand-alone products, as described above, and in order to rank and compare cards within a specific use case.

NerdWallet’s overall ratings for banks and credit unions are weighted averages of ratings in the following categories: Checking accounts, savings accounts, certificates of deposit, customer ...

The government credit rating metric is one of many that factor into the overall Best States rankings. See the Best States methodology for a detailed look at the data behind the analysis.