Credit utilization, or the amount of credit you have in use, is 30% of your credit score calculation — so how you manage your credit card balances is important.

In mid-May, the credit rating agency Moody's Ratings downgraded the U.S. credit rating by one notch, "from Aaa, the highest rating, to Aa1," said NerdWallet.

Moody's Ratings downgraded the U.S. credit rating by one notch, from a pristine Aaa to Aa1, citing persistent and rising government debt as causing the move.

Solana’s growing presence in real-world asset tokenization gets a boost as Moody’s tests on-chain credit ratings for municipal bonds. BTC $105,539.60-1.46 % ETH ... Moody's logo in front of a ...