When you use a debit card, you access existing money in your bank account for the purchase – which can make refunds a bit easier. When you shop with a credit card, you are actually borrowing money, ...

Most people should keep hard copies of credit card statements for at least 60 days. Business owners and charitable donors should keep credit card statements for at least six years in case of tax ...

Add Yahoo as a preferred source to see more of our stories on Google. A pending transaction is a charge that shows up on your credit card statement but hasn’t been reduced from your balance yet.

Cardholders can take these steps to ensure the security of their credit cards. The best and worst of popular prepaid credit cards. Getty Images — -- intro: Credit card security has been in the ...

They have gotten even steeper in recent years ...