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If you struggle with sticking to a budget, this app's granular approach could help. But it requires some work on your part.
In addition to providing budgeting advice, YNAB also offers live money-management workshops online. Price: Sign up for a free trial for 34 days, then $14.99 a month or $109 if you pay annually.
When I went over by 50 cents due to poor math skills, the app wouldn't let me budge until I made some adjustments in how I assigned my money. For me, YNAB is a perfect fit. Most budgeting apps ...