The ruling targets a Consumer Financial Protection Bureau rule that would have removed medical debt from 15 million credit reports.

Texas judge rules CFPB lacked authority to bar medical debt from credit files Decision preserves lenders’ ability to consider medical debt in credit d

The three national credit reporting agencies — Experian, Equifax, and TransUnion — announced last year that they would remove medical collections under $500 from U.S. consumer credit reports. The CFPB’s rule was projected to ban all outstanding medical bills from appearing on credit reports and prohibit lenders from using the information.