You want that new computer, but your bank account says, “Try again next month.” So, you click “Pay in 4,” and boom, problem ...

If buy now, pay later firms know when consumers borrow heavily or fail to make repayments, providers may be reluctant to ...

With BNPL loans exploding in popularity, a change is coming to credit scoring that shows just how mainstream they have become ...

Starting this fall, buy now, pay later (BNPL) loans — the fast, flexible way to split up purchases over time — will be added to credit scoring models.

Key Points ・FICO is launching a new credit score model that includes BNPL loans. ・Consumers may see their scores rise or fall ...

FICO said the introduction of this scoring represents a significant shift, as lenders catch up with consumers’ growing ...

FICO said it'll start including buy now pay later in credit scores. That could hurt the growing share of users who are ...

Buy now, pay later is an increasingly popular way to shop online that lets you split a purchase into multiple payments over ...

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna – surveys put usage at ...

uses data from the bureaus to calculate its own credit score, and is independently choosing to pilot a new score that takes ...

FICO believes the new model will responsibly expand access to credit, particularly for younger consumers or those with ...